dream, plan, achieve

Personalized Wealth and Financial Complexity Management

Build your incredible future

You’ve done well so far, but you might feel like something could be missing. You may want to build something lasting for the future, or you may want to know how soon you can work because you want to, not because you must. Partnering with Doncaster Wealth, a fee-only fiduciary firm, can help you make it happen.

Put simply, we help you avoid mistakes, create options for the future, and execute. To Doncaster Wealth, wealth management is complexity management.

Whether you’re still working, or if you’re retired (or soon to be), we can help you with:

Cash Flow Management: Make saving, debt, and investing decisions a breeze to build the future you need.
Decisions on RSU’s, Stock Options, and Bonuses: Maximize your wealth and enjoyment of life, rather than watching your company’s stock.
Goals Planning: Few people have a singular financial goal. We help you optimize and prioritize your competing goals and make multiple goals a reality.
Investment Planning: Build a personalized investment strategy that prioritizes the right level of risk, minimizes taxes, and gives you options.
Risk Planning: Know what can go wrong and create the strategies to mitigate those concerns.
Tax Planning: Save not only on this year’s taxes, but create your lowest lifetime tax bill.
Employer Benefits: Maximize your options and free money from your employer.
Retirement Planning: Know how much you can spend, what assets you should spend first, and build the strategies that will continue to build wealth.

READY TO BUILD A BRIGHTER FUTURE?

Other firms put you in a box and hope you fit

we provide you personalized, intangible and tangible wealth solutions

Intangible

Confidence that your plan will work, regardless of life or situation changes.
A team that lets you learn from the mistakes of others. Your next financial challenge may be your first, but not ours.
Proactive planning: see potential problems before they arise.
Elimination of unease around RSU’s and Stock options.
Save time and headaches: spend more time with family and friends, have fun, and improve professionally.
Second set of eyes and opinions on the one-offs: home and car purchases, gifting, donations, etc.
Financial Accountability:
- Save the right amount for your future.
- Take profits when appropriate.
- Take on the right amount of risk in your investment accounts.
- Check off the to-do’s you’ve been putting off (estate planning, insurance policies, etc.).

Tangible

Tax saving strategy: this alone should recoup fees many times over.
Appropriate investment approach: improve returns, obtain the right level of risk based on your goals and timeline.
Asset location: hold assets in the right places to reduce taxes.
Gain/Loss harvesting: reduce taxes now, and position yourself for future tax savings.
Spending strategy: we help you think this through beforehand to save taxes and reduce opportunity cost.
Cash management: earn the maximum on the appropriate amount of cash.
Lifetime tax bill planning: create a plan with the lowest lifetime tax bill.
Client calendar: accountability to actually improve throughout the year.

Second opinion and Plan

We'll create the plan with you.  How and who you implement with is up to you

You'll get:

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Organization of your financial life
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Know where you stand
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A financial plan that shows you your current trajectory and recommendations to show you where you can go

Initial meeting, Plan review meeting, and one check-in meeting

Right for you if you feel like you’re in good financial shape, but you have an ever-present uneasy feeling of being not quite sure.

Ways to work with us

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Fee:
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$2,000+ based on complexity
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Book a Call

One year Plan and implementation

We'll work as your financial architect and collaborate for a year

You'll get the Second Opinion Plan, plus:

Mid-year updated financial plan, a year-end accomplishment list

Accountability: True implementation of recommendations

Unlimited questions, emails, and answers

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Continual meetings throughout the year
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Investment analysis
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For busy people who would like a 'test drive' of comprehensive help

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Fee:
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$5,000+ based on complexity
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Book a Call

Complete wealth planning

We'll partner with you to design, develop, execute, and sustain your plan.

You'll get the Second Opinion Plan and the One Year Plan and Implementation, plus

Personalized Investment Management that fits your plan, not what fits the financial firm's box.

Tax-efficient investment strategy: taxes can either be a major expense, or minor bill.

Proactive Planning: we'll help you avoid issues before they arise.

Generational and Charitable Planning: legacy wealth planning for family and others

Fee:

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$0-$800k:       1.2%
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$800k-$5M:    0.7%
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$5M+:              0.4%
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Book a Call

don’t be another number at a big financial firm

Large financial firms have inherent issues in putting you first:

A firm with thousands of advisors must manage advisors at the lowest-common-denominator level. They have restrictions on strategy, advice that can be given, and limits on new technology and tools. Clients do not get the best, because the firm must protect itself first.
Portfolios are made to be firm-friendly, not client-first. The larger the firm, the harder it is to move large quantities of money in the market. This results in missed opportunities, and indistinguishable portfolios across firms. Shouldn’t your portfolio be based on your priorities, not what is helpful for the firm?
While large firms talk a big game on staying on top of new technology, investment strategies, and tax planning, the reality is they have entrenched bureaucracy and redundancy, reducing your efficiency and costing your more.