BUILD YOUR INCREDIBLE FUTURE
You’ve done well so far. Now it’s time to make your wealth work harder for you. Partnering with doncaster Wealth can help you simplify the complexity of your financial life. put simply, we help you avoid mistakes, create options for the future, and execute.
our clients can answer these questions. Can you?
Clarity: Do you know where all your assets are and how they work together? How much you are actually spending? We can help you know exactly where you stand and how things are working.
Investment Planning: What is your overarching investment plan? How tax-efficient is your strategy? Your investment plan should be as unique as you are, not an inefficient firm-wide cookie cutter strategy.
Cash Flow: How much is coming in, how much is going out, and how much are you saving? Improving cash flow efficiency can dramatically improve you plan.
Charitable Giving: Do you know how much and when you give to your church or charity? Could you help even more? We can help you tax efficiently improve your charitable giving and right-size your giving strategy.
Your trajectory: How healthy is your retirement plan? The kids’ or grand-kids’ education plans? Know both the short term and long term route that you are on, and develop options for when things inevitably change.
Tax Planning: Is your current tax plan only looking through the rear-view mirror? Build a plan that reduces your lifetime (and generational) tax bill.
RSUs, Options, and Bonus: Do you have a coordinated approach with stock compensation, or does your strategy boil down to hope? We know how to help you maximize your RSUs, ESPPs, options, and bonuses.
Accountability: Are you challenging yourself to build what you are capable of? Is the estate plan updated? Insurance in place? We help you execute what needs to be done, and help you get where you otherwise will not.
Executives
WHO WE HELP
physicians
retirees
Other firms put you in a box and hope you fit
we provide you personalized, intangible and tangible wealth solutions
Intangible
Confidence that your plan will work, regardless of life or situation changes.
A team that lets you learn from the mistakes of others. Your next financial challenge may be your first, but not ours.
Proactive planning: see potential problems before they arise.
Elimination of unease around RSU’s and Stock options.
Save time and headaches: spend more time with family and friends, have fun, and improve professionally.
Second set of eyes and opinions on the one-offs: home and car purchases, gifting, donations, etc.
Financial Accountability:
Save the right amount for your future.
Take profits when appropriate.
Take on the right amount of risk in your investment accounts.
Check off the to-do’s you’ve been putting off (estate planning, insurance policies, etc.).
Tangible
Tax saving strategy: this alone should recoup fees many times over.
Appropriate investment approach: improve returns, obtain the right level of risk based on your goals and timeline.
Asset location: hold assets in the right places to reduce taxes.
Gain/Loss harvesting: reduce taxes now, and position yourself for future tax savings.
Spending strategy: we help you think this through beforehand to save taxes and reduce opportunity cost.
Cash management: earn the maximum on the appropriate amount of cash.
Lifetime tax bill planning: create a plan with the lowest lifetime tax bill.
Client calendar: accountability to actually improve throughout the year.
Second opinion and Plan
We'll create the plan with you. How and who you implement with is up to youYou'll get:Organization of your financial lifeKnow where you standA financial plan that shows you your current trajectory and recommendations to show you where you can go
Initial meeting, Plan review meeting, and one check-in meetingRight for you if you feel like you’re in good financial shape, but you have an ever-present uneasy feeling of being not quite sure.
Ways to work with us
Fee:$3,000+ based on complexity
One year Plan and implementation
We'll work as your financial architect and collaborate for a yearYou'll get the Second Opinion Plan, plus:Mid-year updated financial plan, a year-end accomplishment listAccountability: True implementation of recommendationsUnlimited questions, emails, and answersContinual meetings throughout the yearInvestment analysis
For busy people who would like a 'test drive' of comprehensive help
Fee:$5,000+ based on complexity
Complete wealth planning
We'll partner with you to design, develop, execute, and sustain your plan.You'll get the Second Opinion Plan and the One Year Plan and Implementation, plusPersonalized Investment Management that fits your plan, not what fits the financial firm's box.Tax-efficient investment strategy: taxes can either be a major expense, or minor bill.Proactive Planning: we'll help you avoid issues before they arise.Generational and Charitable Planning: legacy wealth planning for family and others
Fee:$0-$800k: 1.2%$800k-$5M: 0.7%$5M+: 0.4%
don’t be another number at a big financial firm
Large financial firms have inherent issues in putting you first:
A firm with thousands of advisors must manage advisors at the lowest-common-denominator level. They have restrictions on strategy, advice that can be given, and limits on new technology and tools. Clients do not get the best, because the firm must protect itself first.
Portfolios are made to be firm-friendly, not client-first. The larger the firm, the harder it is to move large quantities of money in the market. This results in missed opportunities, and indistinguishable portfolios across firms. Shouldn’t your portfolio be based on your priorities, not what is helpful for the firm?
While large firms talk a big game on staying on top of new technology, investment strategies, and tax planning, the reality is they have entrenched bureaucracy and redundancy, reducing your efficiency and costing your more.